Terms of Service

Effective Date: [01-03-2012]
Last Updated: [12-15-2025]

1. Acceptance of Terms

By accessing or using the website https://premiersmallbiz.com

(“Site”), operated by Premier Small Biz, you agree to be bound by these Terms of Service 
(“Terms”). If you do not agree with any part of these Terms, you may not use the Site.

2. Changes to Terms

Premier Small Biz reserves the right to modify or revise these Terms at any time. Updates become effective when posted on the Site. Your continued use after changes constitutes acceptance of the updated Terms.

3. Use of the Site

You may use the Site for lawful purposes only and in accordance with these Terms. You agree not to:

* Engage in any unlawful or harmful activity;
* Interfere with the Site’s operation or security;
* Upload or distribute malicious code or content;
* Impersonate any person or entity;
* Use the Site in ways that violate policies of third-party services the Site links to.

4. Intellectual Property

All content on the Site (text, graphics, logos, images, software) is owned by or licensed to Premier Small Biz and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

5. Privacy Policy

Your use of the Site is also governed by the Privacy Policy. By using the Site, you consent to the collection and use of information as set forth in that Privacy Policy.

6. Third-Party Links and Content

The Site may contain links to third-party websites or services. Premier Small Biz does not control or endorse these, and is not responsible for their content or practices.

7. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Premier Small Biz does not guarantee uninterrupted access or error-free operation.

8. Limitation of Liability

To the maximum extent permitted by law, Premier Small Biz and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site.

9. Indemnification

You agree to indemnify and hold harmless Premier Small Biz and its officers, directors, employees, and agents from any claims, liabilities, losses, damages, and costs arising from your use of the Site or breach of these Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [State] without regard to conflict of law principles.

11. Contact Information

For questions about these Terms, please contact:

PremierSmallBiz
PO Box 72
Walworth, WI 53184
Email: info@premiersmallbiz.com
PremierSmallBiz.com